Trish Toutloff and Peggy Ayers take a unique approach in working with you, our client. We work together as a team to assure that one of us is available to answer any questions that you may have during and after your home loan process. Between the two of us we have over 45 years of lending experience. We walk you through the process making sure you understand each step. Whether you are a server, physician, self-employed, factory worker, investor, etc., we find a program just for you. Great credit, credit challenged or no credit we are here to help.