I have been in the residential mortgage lending business for 25 years. I am focused on helping 1st time Home Buyers Navigate through the demands of Buying their First home. My clients know that I care deeply about them and their needs and that I have a very genuine commitment to successfully accomplish their objectives. This commitment continues long after the completion of their purchase or refinance. I have many clients who routinely call me years after their purchase in order to pick my brain. I have over 1 BILLION DOLLARS in closed loan volume. Veterans can purchase with NO money down and Zero Bank fees! I specialize in the residential mortgage market. FHA,VA specialist.

My wife Tammy and I have 6 cats, 3 boys.